Every Overseas Filipino Worker looks forward to that day when he or she can finally buy the family’s dream house.
This is, after all, one of the main motivations for a person to go abroad and leave his or her family. An OFW wants to provide better and to have a property that the family can call their own.
So if you’ve ever reached the point that you can already afford to buy a home, here are some factors you should consider:
A New House Or An Old One?
The first thing you should decide on, of course, is whether you want to buy a new house or an old one.
Here’s a useful tip: buying a complete older house is much better than a new but incomplete one. In some cases, an old home may cost bigger but in the long run, you’ll spend fewer after considering all the associated expenses that come with owning a new house.
Check The Roof
Generally, the rule is that roofs should be changed when they’ve already been in use for more than 10 years. So if you are getting an older home, make sure to check this one so you wouldn’t have anything to worry about come the rainy and typhoon season.
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Inspect The Windows
The same applies when it comes to windows. Try to spot any cracks and replace the windows whenever necessary. You wouldn’t want to experience hassles once you move into the home.
Warrantees
If you are buying a second-hand home, chances are several appliances are already in place. In case there are new appliances there, ask for the receipt and the warrantee documents so you can take advantage of the warranty coverage.
Plans And Blueprints
Whenever possible, ask for a copy of the plan or blueprint of the home. This will be very useful if you ever need to do upgrading in the years to come.
Research The Neighborhood
Of course, it is likewise crucial to research about the neighborhood. Even if it looks like a terrific house, you probably wouldn’t want to live there if there are, for instance, a lot of reported burglary incidents. Also, learn about the flooding conditions in the area to determine whether a place is really best for your family.
If you consider these suggestions, you’d probably end up with the right deal that matches your budget and fits your needs as well.