Pag Ibig Housing Loan Requirements

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Everybody knows Pag ibig fund or Home Development Mutual Fund is one of the keys to get a cheaper house or low-cost housing in the Philippines. In that scenario, many of our fellow Kababayan don’t even know how to get requirements for the said housing program due to the list of requirements that need to avail Pag ibig housing loan.

Especially those are not in the country wherein they wanted to put some investment thru  HDMF house financing. Pag ibig is the other way to get into housing loan program but before that, there’s a required document needed to push through.

This is the listed requirements that you need when you want to apply for housing loan through Pag Ibig.

Initial List of Pag ibig Housing Loan Requirements

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1. (HLA) Housing Loan Application
2. (MSVS) Membership Status Verification Slip
3. Proof of Income
4. Statement of Account on outstanding loan balance, with loan purpose, indicated
5. Official Receipt of Payments to your Bank for the past 12 months
6. Photocopy of 1 valid ID of principal borrower and spouse
7. Authorization to Conduct Credit Background Investigation
8. Health Statement Form for Insurance Coverage
9. Marriage Contract (for married couple)
10. Birth Certificate
10. Latest Certified True Copy of Transfer Certificate of Title
11. For condo unit, Certified True Copy of present TCT and CCT
12. Photocopy of Updated Tax Declaration and Updated Real Estate Tax Receipt
13. Location Plan and Vicinity Map
14. For members with less than the required number of monthly contributions, photocopy of Pag-IBIG Fund Receipt.
15. Processing fee

If you are an OFW (Overseas Filipino Workers) add this following to your required documents.

* Employment Contract (has English translation if in foreign language)
* Original Employer’s Certificate of Income (has English translation if in foreign language). If a document submitted is a photocopy, it shall be duly certified by Pagibig Fund Information Officer assigned to the country where the member works.
* Some Proofs of Income doesn’t matter either original or photocopy must be duly certified.

* This documents requires by Pag ibig itself might change.

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